sacrifice

safe burglary insurance

safe driver rating plan

safe harbor

safe-harbor provisions

safety engineering

safety responsibility laws

salary continuation plan

salary reduction plan

salespersons sample floater

salvage

salvage corps

salvors

Sanborn Map

SAP—statutory accounting principles

Sarbanes-Oxley Act

satellite and space vehicles insurance

savings bank life insurance (SBLI)

SCLA

schedule

schedule bond

schedule policy

schedule rating

scheduled coverage

scheduled personal property endorsement

SCLA

Scopes Manual

seasonal risk

SEC liability

Second Injury Fund

second to die life insurance

Section 403(b)

Section 79

securities valuation

Securities Valuation Office

securitization

securitization vehicle

securitized asset

security bond

segregated cell insurer

seismic wave

selection

self-administered plan

self-administered plan

self-insurance

self-insured retention

self-reported

self-storage risks

selling agents commission insurance

selling price clause

SEMCI—Single Entry Multiple Company Interface

semiautomatic treaty

SEP—simplified employee pension

separate account

SERFF

Servicemen's Group Life Insurance (SGLI)

settlement option

settlement or settlement offer

settling agent

setoff

SEUA—Southeastern Underwriters Association

S.E.U.A. Case

sex-based harassment

sexual harassment

sexual harassment defense coverage

SFAA

SGLI—Servicemen's Group Life Insurance

ship repairers' liability

shock loss

short rate cancellation

short-tail

short-term disability income insurance

short term

SIA—Society of Insurance Accountants

SIAA

SIC

sickness insurance

side car

sidetrack agreement

SIGFA

silverware floater

simplified

simplified employee pension (SEP)

simultaneous death acts

Single Entry Multiple Company Interface (SEMCI)

single interest cover (or insurance)

single limit basis

single premium deferred annuity (SPDA)

single premium life insurance

single risk reinsurance

sinkhole insurance

SIO

sistership exclusion

SITE—Society of Insurance Trainers and Educators

SIU—Special Investigative Unit

slander

sliding scale commission

slip

smoke damage

SMP—special multiperil package

snowmobile insurance

SOAR

social host liability insurance

social inflation

social insurance

Social Security

Social Security Disability Income

Society for Risk Analysis (SRA)

Society of Accident Reconstructionists

Society of Actuaries

Society of Chartered Property & Casualty Underwriters (CPCU)

Society of Insurance Accountants (SIA)

Society of Insurance Research

Society of Insurance Trainers and Educators (SITE)

Society of Risk Management Consultants

soft market

software

solvency

solvency surveillance

sonic boom

Southeastern Underwriters Association (SEUA)

SOV

sovereign immunity

SOX

special acceptance

special automobile policy

special conditions

special damages

special form

special hazard

Special Investigative Unit (SIU)

special multiperil policy (SMP)

special purpose vehicle

specific insurance

specific rate

specific retrocession

specified disease insurance

specified perils

speculative risk

spendthrift clause

split limits

spoilage coverage

sponsor

spread loss reinsurance

spread of risk

sprinkler head

sprinkler leakage insurance

SPV

SR-22 Form

SR-26 Form

SR filings

SR forms

SRMC

staff underwriter

stamping bureau

standard form

standard policy

standard provisions

standard risk

State Association of Insurance Agents

state funds

state-of-the-art defense

state responsibility filings

stated amount

statement of values

statistical agent

statute

statute of limitations

statutory accounting principles (SAP)

statutory damages

statutory disability benefits insurance

statutory reserve

statutory underwriting profit or loss

stevedore's legal liability

stock

stock insurance company

STOLI

stop-loss excess aggregate

stop-loss provision

stop-loss reinsurance

storekeepers burglary and robbery policy

storekeepers liability policy

straight life annuity

straight life income option

straight life insurance

stranding

Stranger Originated Life Insurance

Strategic Independent Agents Alliance (SIAA)

strategic risk management

strict liability

structured claim settlements

subagents

Subchapter S Corporation

subcontract bond

subdivision bond

subject premium

subprime crisis

subrogation

subrogation manager

subrogation release

subscribers

subscription policy

subsidence

subsidiary

substandard premium rate

substandard risks

success ratio

sudden death clause

sue and labor clause

suicide clause

suit

summary plan description

sunset clause

sunset provision

Superfund

superintendent of insurance

superseded suretyship rider

supplemental benefit rider

supplemental executive retirement plan (SERP)

supplemental group life insurance

supplemental major medical coverage

supply bond

surcharge points

surety

Surety and Fidelity Association of America (SFAA)

Surety Association of America

surety bond

Surety Information Office

suretyship

surface water

surgeons professional liability insurance

surgical schedule

surplus

surplus line

surplus lines insurance

surplus lines tax

surplus share

surplus to policyholders

surrender charge

survey

surveyor

survivorship benefits

survivorship clause

sustainability risk management

SVO

symbol

syndicate

syndicate policy

System for Electronic Rate and Form Filing